An AI agent for underwriters.
Your agent reviews loan applications, pulls credit pulls, runs comparables, and builds underwriting memos — encoded with your specific risk framework.
Underwriting is the same six passes on every file. The AI agent runs those six passes the way you would — leaving only the judgment calls for you.
The day it replaces: Reviewing 30 files a day, pulling the same credit bureau data over and over, hand-typing memos in the bank's format, staying consistent across a pipeline of 200 active files.
Application intake agent
Parses every application, verifies docs, flags missing items, requests them directly from the applicant.
Credit + income analysis
Pulls bureau, analyzes income, computes DTI / LTV, flags anomalies.
Comparables + valuation
Pulls real estate / business comps, validates appraisal, flags valuation risk.
Underwriting memo drafter
Drafts the UW memo in your bank's format with the full recommendation rationale.
Post-funding monitor
Watches performance, flags covenant breaches, drafts workout / modification memos when needed.
Your agent works inside the tools underwriters already live in:
Things underwriters ask before they try it.
Your AI agent, encoded to how you specifically work.
Encode your first workflow in a chat. See a working agent on your process in under an hour.